How the decision tree works
4 questions. Each branches based on your answer. Final node gives state recommendation, banking strategy, and 1-paragraph rationale. Takes 60 seconds to complete.
Question 1: Country
Drop-down with 60+ countries. Branches by treaty status, country profile, and banking acceptance tier.
Question 2: Business type
Radio: SaaS, agency/services, e-commerce, content creator, freelance, crypto, real estate, other. Branches by typical regulatory exposure and banking compatibility.
Question 3: Revenue stage
Pre-revenue, $0-$50K, $50K-$250K, $250K+. Branches by Brex qualification threshold and tax planning complexity.
Question 4: Primary goal
Lowest cost, maximum privacy, fundraising-readiness, asset protection. Branches to state recommendation (Wyoming, Delaware, Florida, etc.).
Example outputs
- India + SaaS + $50K revenue + lowest cost → Wyoming LLC via WyomingLLC, Mercury primary, India-US treaty benefits.
- UK + bootstrapped SaaS + fundraising goal → Wyoming LLC + future Delaware conversion when raising; or Stripe Atlas Delaware now if priced equity imminent.
- Brazil + agency + $250K revenue + lowest cost → Wyoming LLC, Wise primary (Brazil has no US treaty so no FDAP advantage from Mercury).